A watch or jewelry I purchased has recently gone up in value. Does my policy protect against inflation and value increase?

If the market value of a watch covered on your policy has increased before a loss, we’ll pay the market value before the loss – up to 150% of your watch’s insured value. This is subject to the maximum amount of coverage of your watch collection. However, as each watch is unique and values fluctuate over time, we recommend periodically tracking the market value of your watches so that you’re best protected.